Go Paperless
Your E-Statements will come faster than ever, no need to wait for the mailman.
Savings
If you are ready to open your first savings account, save for something special or just want to keep your money in a safe place, United Bank is the place for you.
To expedite the account opening process please print and complete the New Account Application form.
Regular Savings Account
Features
- Balance required for opening - $100.00.
- Earns interest, Contact us for current rates.
- Interest credited quarterly.
- If you close your account before interest is credited, you will not receive the accrued interest.
- E-Statements. ($4.00 fee for a paper statement mailed quarterly; fee does not apply to Senior Citizen accounts).
- There is no limitation for in-person withdrawals allowed, but a fee of $5.00 is assessed in excess of two withdrawals per statement cycle. These include:
- Transfers made to another account of the same depositor at the same bank
- Transfers made by:
- Preauthorized transfer
- Automatic transfer
- By telephone
- By fax
- UB's Internet banking service
- There is no limit to the number of in-house withdrawals allowed.
- Drafts, checks, debit card transactions, or similar orders made by the depositor and payable to a third party are not allowed on this account.
- No interest is posted if the account is closed before the interest is added to the account.
- Minimum balance of $100.00 required to avoid $5.00 monthly service charge.
- A balance of $25.00 is required for interest to be posted to the account.
Benefits
Christmas Club Account
For those customers who wish to save weekly, or monthly, for Christmas expenses.
Features
- Make 49 payments and the bank pays the 50th.
- Christmas Club checks are mailed in November.
- Penalty for early withdrawal is one payment.
- Partial withdrawals are not allowed.
The following plans are available.
$5.00 week - $250.00
$10.00 week - $500.00
$20.00 week - $1000.00
$50.00 week - $2500.00
Benefits
